Traffic Violations

SPEEDING TICKETS AND MOVING VIOLATIONS
Don't assume a simple speeding ticket will have simple consequences. If you pay your ticket through the mail, you are PLEADING GUILTY as charged, and will miss valuable opportunities to improve your circumstances. Read this section to fully appreciate the negative impact of a moving violation, and then browse our website to learn more about what makes us different.

Our consultations are always FREE. And, you will speak directly to the attorneys handling your case. Unlike most other firms, we never delegate client consultations to support staff. Our attorneys value the personal relationship with clients. Let us show you the difference we can make. Call David Schweppe today at 704-243-5124, or submit the facts and circumstances of your case directly to David Schweppe by clicking here.

Eventually, most drivers receive a speeding ticket or moving violation. DO NOT BE TEMPTED TO PAY THE TICKET. In nearly every case, we will mitigate the effects of a ticket and you will never have to appear in Court. In Cleveland County, with our representation, most speeding charges can be negotiated to the non-moving offense of "improper equipment." This reduced offense carries no points on your driving record OR INSURANCE. Drivers from across the country have trusted us to resolve their North Carolina tickets, and our representation is more affordable than you might think.

TAKE YOUR TICKET SERIOUSLY

North Carolina uses a system in which every moving violation is assigned a point value under two systems. Out of state drivers should be cautioned that these systems apply to North Carolina drivers only. Check with an attorney licensed in your state to determine the impact of your ticket.

The assessment of points in North Carolina begins with the Division of Motor Vehicles, the agency that maintains your driving record. The accumulation of these points can result in the suspension of your license, even if you have an otherwise clean record. This chart summarizes the point breakdown:

 
Point Value:Conviction:
5 PointsPassing a stopped school bus loading or unloading children
4 PointsReckless driving
4 PointsHit and run, property damage only
4 PointsFollowing too closely
4 PointsDriving on wrong side of road
4 PointsIllegal passing
3 PointsRunning through stop sign
3 PointsSpeeding more than 55 mph
3 PointsSpeeding through school zone
3 PointsFailure to yield right of way
3 PointsNo driver's license or license expired more than one year
3 PointsRunning through red light
3 PointsFailure to stop for siren
3 PointsSpeeding through safety zone
3 PointsFailure to report accident where such report is required
3 PointsNo liability insurance
2 PointsAll other moving violations
1 PointLittering involving a motor vehicle
 
If you are driving a commercial vehicle different license points are assessed.
Driver's license point values for conviction of violations while operating a commercial vehicle:
 
Point Value:Conviction:
8 PointsPassing a stopped school bus loading or unloading children
6 PointsRail-highway crossing violation
5 PointsReckless driving
5 PointsHit and run, property damage only
5 PointsFollowing too closely
5 PointsDriving on wrong side of road
5 PointsIllegal passing
4 PointsRunning through stop sign
4 PointsSpeeding more than 55 mph
4 PointsSpeeding through school zone
4 PointsFailure to yield right of way
4 PointsNo driver's license or license expired more than one year
4 PointsRunning through red light
4 PointsFailure to stop for siren
4 PointsSpeeding through safety zone
4 PointsFailure to report accident where such report is required
4 PointsNo liability insurance
4 PointsPossessing alcoholic beverage in passenger area
3 PointsAll other moving violations
1 PointLittering involving a motor vehicle
 

The second assessment of points occurs against your insurance. This system is known as the Safe Drive Insurance Plan ("SDIP") and establishes classifications of drivers based on their history of accidents and moving violations. The SDIP determines the appropriate insurance surcharge for drivers based on the accumulation of points which are associated with a particular percentage increase in a driver's insurance premiums. It is cost effective to hire an attorney, because North Carolina traffic violations are expensive. In addition to the minimum of $150.00 due for court costs and fines, even a modest speeding ticket can cost you thousands of dollars more in insurance premiums. And, out of state drivers should be aware that North Carolina will usually report a conviction to your home state.

Let us help you save thousands of dollars in insurance premiums. Here is a summary of North Carolina's SDIP system:

 
SDIP Points:Convictions and At-Fault Accidents:
12 Points
  • Manslaughter or negligent homicide
  • Prearranged highway racing or lending a care for prearranged highway racing
  • Hit-and-run resulting in bodily injury or death
  • Driving with a blood-alcohol level of .08 or more
  • Driving commercial vehicle with a blood-alcohol level of .04 or more
  • Driving while impaired
  • Transporting illegal intoxicating liquor for sale
10 Points
  • Highway racing or lending a care for highway racing
  • Speeding to elude arrest
8 Points
  • Driving during revocation or suspension of license or registration
  • Aggressive driving
4 Points
  • Reckless driving
  • Hit-and-run resulting in property damage only
  • Passing a stopped school bus
  • Speeding in excess of 75 mph when the speed limit is less than 70 mph
  • Speeding in excess of 80 mph when the speed limit is 70 mph or greater
  • Driving a person less than age 21 after consuming alcohol or drugs
3 Points
  • At-fault accident that occurs before Jan. 1, 2004, resulting in death, or bodily injury in excess of $1,500 or property damage of $2,500 or more
  • At-fault accident that occurs on or after Jan. 1, 2004, resulting in death, or bodily injury in excess of $1,800 or property damage of $3,000 or more
2 Points
  • Illegal passing
  • Following too closely
  • Driving on wrong side of the road
  • At-fault accident that occurs before Jan. 1, 2004, resulting in property damage in excess of $1,500, but less than $2,500
  • At-fault accident that occurs on or after Jan. 1, 2004, resulting in property damage in excess of $1,800, but less than $3,000
  • Speeding more than 10 mph over the speed limit provided the total speed is in express of 55 mph, but less than 76 mph
  • Speeding 10 mph or less in excess of speed zone of 55 mph or greater
1 Point
  • All other moving violations
  • At-fault accident that occurs before Jan. 1, 2004, resulting in bodily injury of $1,500 or less, or property damage of $1,500 or less
  • At-fault accident that occurs on or after Jan. 1, 2004, resulting in bodily injury of $1,800 or less, or property damage of $1,800 or less
  • Speeding 10 mph or less in excess of speed limit of less than 55 mph
 

No SDIP points will be charged for:
An accident provided all of the following are true:

  • There is property damage only;
  • The amount of damage is $1,500 or less ($1,800 or less if accident occurs on or after Jan. 1, 2004);
  • There is no conviction for a moving violation in connection with the accident; and
  • No licensed operators in the household have convictions or at-fault accidents during the experience period. (An insurance company may require that the insured be covered by that company for six continuous months.)

Speeding 10 mph or less over the posted speed limit; provided all of the following are true:

  • The violation did not occur in a school zone; and
  • There is not another moving traffic violation for the experience period (an isolated Prayer for Judgment Continued [PJC] will not count as a prior conviction for the purpose of this exception).

One PJC for each household every three years; however

  • The violation did not occur in a school zone; and
  • There is not another moving traffic violation for the experience period (an isolated Prayer for Judgment Continued [PJC] will not count as a prior conviction for the purpose of this exception).

One PJC for each household every three years; however

  • A second PJC may cause points to be charged according to the underlying convictions.
 
Insurance Points Will Cost You Money
Point% of Rate IncreaseCost if Basic Rate is $300
125%$375
245%$435
360%$480
480%$540
5105%$615
6130%$690
7160%$780
8190%$870
9225%$975
10260%$1,080
11300%$1,200
12340%$1,320
 
As you can see, anyone charged with speeding can benefit from an experienced and aggressive attorney. Call or email us today for a free, no obligation consultation.