Speeding Tickets and Moving Violations

Like most states, North Carolina makes it easy to pay your ticket without appearing in court. In fact, the court system makes it difficult for drivers to plead "Not Guilty" to speeding offenses and moving violations. To avoid the hassle of a ticket, most drivers simply pay the amount listed on the back of the citation and mail it to the Clerk of Court, regardless of whether they actually committed the offense.

By sending in payment to the Clerk of Court directly, you are PLEADING GUILTY AS CHARGED by the officer, and will forfeit valuable opportunities to avoid license points and insurance surcharges. Once you understand the consequences of a speeding ticket, browse our website to learn what makes David Schweppe and The Schweppe Law Firm the right choice for representation. Remember, an experienced and aggressive attorney make a difference - choose wisely.

Our consultations are always FREE. And, you will speak directly to David Schweppe before he appears in court on your behalf. Unlike the other attorneys in our area, The Schweppe Law Firm never delegates client consultations to receptionists and paralegals.

Our attorneys value the personal relationship we develop with clients. Your case will never be "just another ticket" to us. Let us show you the difference we can make. Call David Schweppe today at 704-243-5124 to discuss your case. Or, submit the circumstances of your case directly to David by clicking HERE.

Eventually, most drivers will be charged with speeding. Even if this is your first citation, DO NOT PAY THE TICKET. In every case, we can mitigate the effects of a ticket and YOU WILL NEVER BE REQUIRED TO APPEAR IN FRONT OF A JUDGE. With our representation, most speeding charges can be negotiated to the Non-Moving Violation of "improper equipment." This offense carries no points on your driving record OR INSURANCE.

Thousands of drivers from across the country have trusted us to resolve their North Carolina tickets. Call The Schweppe Law Firm today for a free consultation. David Schweppe is an experienced and aggressive traffic ticket defense attorney handling cases in Cleveland, Lincoln and Gaston counties. He is available to discuss your case in person at our office, by telephone at 704-243-5124, or via email by clicking on the Free Consultation button. To learn more about David Schweppe, please click HERE. Whether you retain our firm or not, let us give you the information you need to make an informed decision. Our prices are reasonable and competitive, call us for a quote.

Take Your Ticket Seriously!

North Carolina uses a system in which every moving violation is assigned a corresponding point value. These point values are then used to determine whether a license should be suspended or whether a driver's insurance rates should be increased. Out of state drivers should be cautioned that the points referenced below apply to North Carolina drivers only - each state assigns points differently. An attorney from your home state should be consulted to determine the impact of a ticket under your DMV system.

The assessment of points in North Carolina begins with the Division of Motor Vehicles, the agency that maintains your driving record. The accumulation of these points can result in the suspension of your license, even if you have an otherwise clean record. This chart summarizes the point system:

MOVING VIOLATIONPOINTS
Passing a Stopped School Bus Loading or Unloading Children5
Aggressive Driving5
Reckless Driving4
Hit and Run, Property Damage Only4
Following Too Closely4
Driving on Wrong Side of Road4
Illegal Passing4
Failure to Yield Right-of-Way to Pedestrian Pursuant to GS 20-158 (b)(2)b.4
Failure to Yield Right-of-Way to Bicycle Motor Scooter, or Motorcycle4
Running Through Stop Sign3
Speeding More than 55 MPH3
Speeding Through a School Zone3
Failure to Yield Right of Way3
No Driver License or License Expired More Than One Year3
Running Through Red Light3
Failure to Stop for Siren3
Speeding Through Safety Zone3
Failure to Report Accident Where Such Report is Required3
No Liability Insurance3
All other Moving Violations2
For those with a Commercial Driver's License (CDL), the points are higher and the impact even greater:
Passing a stopped school bus loading or unloading children8
Rail-Highway Crossing Violation6
Careless and Reckless Driving in Violation of G.S. 20-140 (f)6
Speeding in Violation of G.S. 20-141 (j3)6
Aggressive Driving6
Reckless Driving5
Hit and Run, Property Damages Only5
Following Too Closely5
Driving on Wrong Side of Road5
Illegal Passing5
Failure to Yield Right-of-Way to Pedestrian Pursuant to GS 20-158 (b)(2)b.5
Failure to Yield Right-of-Way to Bicycle Motor Scooter, or Motorcycle5
Running Through Stop Sign4
Speeding More Than 55 MPH4
Speeding Through a School Zone4
Failure to Yield Right of Way4
No Driver License or License Expired More Than One Year4
Running Through Red Light4
Failure to Stop for Siren4
Driving Through Safety Zone4
Failure to Report Accident Where Such Report is Required4
Possessing Alcohol in Passenger Area of a Commercial Motor Vehicle3
All Other Moving Violations3
Littering Involving a Motor Vehicle1
Insurance Consequences

In North Carolina and across the country, a single speeding ticket can cause driver insurance rates to increase. This system is known as the Safe Driver Insurance Plan ("SDIP") and classifies drivers based on their history of accidents, moving violations, and driver's record. The SDIP determines how much to increase a driver's insurance based on the seriousness of the particular moving violation. THIS IS THE HIDDEN COST OF SPEEDING TICKETS that most drivers fail to appreciate.

It is cost effective to hire an attorney, because North Carolina traffic violations are expensive. In addition to the hundreds of dollars in court costs and fines, even a modest speeding ticket can cost you thousands of dollars more in insurance premiums over a three year period. And, out of state drivers must remember that North Carolina will moving violations to your home state.

In nearly every case, The Schweppe Law Firm can keep your insurance from increasing by a single penny. Here is a summary of North Carolina's SDIP system:

North Carolina Safe Driver Incentive Plan
Information Provided by North Carolina Department of Insurance
Maintain a clean driving record. To reward safe drivers with the lowest possible insurance rates, the General Assembly enacted the North Carolina Safe Driver Incentive Plan (SDIP). Drivers who are convicted of moving traffic violations and/or cause accidents will be charged higher premiums in accordance with their driving records. SDIP points are charged as follows for convictions and at-fault accidents occurring during the Experience Period:
SDIP PointsConvictions & At-Fault Accidents
12Manslaughter or Negligent Homicide
Prearranged Highway Racing or Lending a car for Prearranged Highway Racing
Hit-and-Run resulting in Bodily Injury or Death
Driving with a Blood-Alcohol Level .08 or More
Driving a commercial vehicle with a Blood-Alcohol Level of .04 or More
Driving While Impaired
Transporting Illegal Intoxicating Liquor for Sale Manslaughter or Negligent Homicide
Prearranged Highway Racing or Lending a car for Prearranged Highway Racing
Hit-and-Run resulting in Bodily Injury or Death
Driving with a Blood-Alcohol Level .08 or More
Driving a commercial vehicle with a Blood-Alcohol Level of .04 or More
Driving While Impaired
Transporting Illegal Intoxicating Liquor for Sale
10Highway Racing or Lending a Car for Highway Racing
Speeding to Elude Arrest
8Driving During Revocation or Suspension of License or Registration
4Reckless Driving
Hit-and-Run resulting in Property Damage Only
Passing a Stopped School Bus
Speeding in Excess of 75 mph when the Speed Limit is Less than 70 mph
Speeding in Excess of 80 mph when the Speed Limits is 70 mph or Greater
Driving by a Person Less than age 21 after Consuming Alcohol or Drugs
3At-Fault Accident that Occurs Before January 1, 1998, Resulting in Death, or Bodily Injury*, or Property Damage Only of $2,000 or More
At-Fault Accident that Occurs On or After January 1, 1998, Resulting in Death, or Bodily Injury, or Property Damage Only of $2,500 or More**
2Illegal Passing
Following Too Closely
Driving on Wrong Side of the Road
At-Fault Accident that Occurs Before January 1, 1998, Resulting in Property Damage in Excess of $1,000, but less than $2,000
At-Fault Accident that Occurs On or After January 1, 1998, Resulting in Property Damage in Excess of $1,500, but less than $2,500**
Speeding More than 10 mph Over the Speed Limit Provided the Total Speed is in Excess of 55 mph, but less than 76 mph
Speeding 10 mph or Less in Excess of Speed Zone of 55 mph or Greater
1All Other Moving Violations
At-Fault Accident that Occurs Before January 1, 1998, Resulting in Property Damage Only of $1,000 or Less
At-Fault Accident that Occurs on or After January 1, 1998, Resulting in Bodily Injury* of $1,500 or Less, or Property Damage of $1,500 or less**
Speeding 10 mph or less in Excess of Speed Limit of Less than 55 mph
* No SDIP points will apply for Bodily Injury if the insured furnishes proof that costs were solely for diagnostic purposes.
** The greatest number of points will be applied for at-fault accidents resulting in Property Damage and Death or Bodily Injury.

Special Exemptions
No SDIP points will be charged for:

An Accident provided all of the following are true:

  • There is property damage only;
  • The amount of damage is $1,000 or less ($1,500 or less if accident occurs on or after January 1, 1998);
  • There is no conviction for a moving violation in connection with the accident; and
  • No licensed operators in the household have convictions or at-fault accidents during the experience period. (An insurance company may require that the insured be covered by that company for six continuous months).

Speeding 10 mph or less over the posted speed limit; provided all of the following are true:

  • The violation did not occur in a school zone; and
  • There is not another moving traffic violation for the experience period (an isolated Prayer for Judgment Continued (PJC) will not count as a prior conviction for the purpose of this exception).

One PJC for each household every three years; however:

  • A second PJC may cause points to be charged according to the underlying convictions.
Insurance Points Will Cost You Money
Points% of Rate IncreaseCost if Basic Rate is $300Points% of Rate IncreaseCost if Basic Rate is $300
125%$3757180%$840
245%$4358220%$960
365%$4959260%$1,080
490%$57010300%$1,200
5120%$66011350%$1,350
6150%$75012400%$1,500
Call The Schweppe Law Firm today for a free consultation. David Schweppe is an experienced and aggressive traffic ticket defense attorney handling cases in Cleveland, Lincoln and Gaston counties. He is available to discuss you case in person at our office, by telephone at 704-243-5124, or via email by clicking on the Free Consultation button. To learn more about David Schweppe, please click here. Whether you retain our firm or not, let us give you the information you need to make an informed decision. Our prices are reasonable and competitive, call us for a quote.