At The Schweppe Law Firm, P.A., we have dedicated decades of our practice to protecting the rights of uninformed drivers. So many people assume that once they receive a ticket, the only option is to pay it and move on. However, there are strings attached to this approach. Never assume a simple speeding ticket has only simple consequences. When in doubt, turn to a Shelby traffic violations lawyer for the dedicated legal assistance you need.

If you pay your ticket through the mail, you are pleading guilty as charged and will miss valuable opportunities to improve your circumstances. Pleading guilty can and usually does affect your future driving privileges and your insurance.
Eventually, most drivers receive a speeding ticket or moving violation. Do not be tempted to pay the ticket. In nearly every case, we will mitigate the effects of a ticket, and you will never have to appear in court. In Cleveland County, with our representation, most speeding charges can be negotiated to the non-moving offense of “improper equipment.” This reduced offense carries no points on your driving record or your insurance. Drivers from across the country have trusted us to resolve their North Carolina tickets, and our representation is more affordable than you might think.
Most drivers assume that once they receive a moving violation ticket the only thing to do is to pay it. This is simply not true. In many, perhaps MOST cases you are better off in the long run if you do challenge a ticket and get it reduced or dismissed.
At The Schweppe Law Firm, P.A. we offer a free consultation with an established attorney. We want to meet with you so that you fully understand your options and the consequences of doing nothing. Our pat advice is to NOT PAY THE TICKET. Why? Because payment is admission of guilt. In fact, most speeding charges can be negotiated to a lesser charge. The lesser, non-moving charge will not create points on your license and will not affect your insurance.
North Carolina uses a system in which every moving violation is assigned a point value under two systems. Out-of-state drivers should be cautioned that these systems apply to North Carolina drivers only. Check with an attorney licensed in your state to determine the impact of your ticket.
The assessment of points in North Carolina begins with the Division of Motor Vehicles, the agency that maintains your driving record. The accumulation of these points can result in the suspension of your license, even if you have an otherwise clean record. This chart summarizes the point breakdown:
| Point Value: | Conviction: |
| 5 Points | Passing a stopped school bus loading or unloading children |
| 4 Points | Reckless driving |
| 4 Points | Hit and run, property damage only |
| 4 Points | Following too closely |
| 4 Points | Driving on wrong side of road |
| 4 Points | Illegal passing |
| 3 Points | Running through stop sign |
| 3 Points | Speeding more than 55 mph |
| 3 Points | Speeding through school zone |
| 3 Points | Failure to yield right of way |
| 3 Points | No driver’s license or license expired more than one year |
| 3 Points | Running through red light |
| 3 Points | Failure to stop for siren |
| 3 Points | Speeding through safety zone |
| 3 Points | Failure to report accident where such report is required |
| 3 Points | No liability insurance |
| 2 Points | All other moving violations |
| 1 Point | Littering involving a motor vehicle |
If you are driving a commercial vehicle different license points are assessed.
Driver’s license point values for conviction of violations while operating a commercial vehicle:
| Point Value: | Conviction: |
| 8 Points | Passing a stopped school bus loading or unloading children |
| 6 Points | Rail-highway crossing violation |
| 5 Points | Reckless driving |
| 5 Points | Hit and run, property damage only |
| 5 Points | Following too closely |
| 5 Points | Driving on wrong side of road |
| 5 Points | Illegal passing |
| 4 Points | Running through stop sign |
| 4 Points | Speeding more than 55 mph |
| 4 Points | Speeding through school zone |
| 4 Points | Failure to yield right of way |
| 4 Points | No driver’s license or license expired more than one year |
| 4 Points | Running through red light |
| 4 Points | Failure to stop for siren |
| 4 Points | Speeding through safety zone |
| 4 Points | Failure to report accident where such report is required |
| 4 Points | No liability insurance |
| 4 Points | Possessing alcoholic beverage in passenger area |
| 3 Points | All other moving violations |
| 1 Point | Littering involving a motor vehicle |
The second assessment of points occurs against your insurance. This system is known as the Safe Drive Insurance Plan (“SDIP”) and establishes classifications of drivers based on their history of accidents and moving violations. The SDIP determines the appropriate insurance surcharge for drivers based on the accumulation of points which are associated with a particular percentage increase in a driver’s insurance premiums.
It is cost effective to hire an attorney, because North Carolina traffic violations are expensive. In addition to the minimum of $150.00 due for court costs and fines, even a modest speeding ticket can cost you thousands of dollars more in insurance premiums. And, out of state drivers should be aware that North Carolina will usually report a conviction to your home state.
Let us help you save thousands of dollars in insurance premiums. Here is a summary of North Carolina’s SDIP system:
| SDIP Points: | Convictions and At-Fault Accidents: |
| 12 Points |
|
| 10 Points |
|
| 8 Points |
|
| 4 Points |
|
| 3 Points |
|
| 2 Points |
|
| 1 Point |
|
No SDIP points will be charged for:
An accident provided all of the following are true:
Speeding 10 mph or less over the posted speed limit; provided all of the following are true:
One PJC for each household every three years; however
One PJC for each household every three years; however
| Insurance Points Will Cost You Money | ||
| Point | % of Rate Increase | Cost if Basic Rate is $300 |
| 1 | 25% | $375 |
| 2 | 45% | $435 |
| 3 | 60% | $480 |
| 4 | 80% | $540 |
| 5 | 105% | $615 |
| 6 | 130% | $690 |
| 7 | 160% | $780 |
| 8 | 190% | $870 |
| 9 | 225% | $975 |
| 10 | 260% | $1,080 |
| 11 | 300% | $1,200 |
| 12 | 340% | $1,320 |
Your defense options for your traffic violation case primarily depend on the type of infraction, the facts of the stop, and the evidence that the state has against you. One common defense is challenging the accuracy of speed measurement devices, such as radar and lidar tools, especially if they were not properly calibrated. Another common defense involves questioning whether the officer has a valid reason for the traffic stop in the first place.
Drivers may also argue mistaken identity or incorrect vehicle details recorded on the citation. In some cases, road conditions, signage issues, or emergencies can help explain alleged violations. Your traffic attorney can review the state’s evidence, identify weaknesses or inconsistencies in the case, and negotiate for a dismissal or reduced charge when appropriate.
As you can see, anyone charged with speeding can benefit from an experienced and aggressive attorney. We can help you understand your rights and your options. Hire a traffic violations lawyer from The Schweppe Law Firm, P.A., and let us help you protect your future driving privileges. Call 704-487-7204 or consult an attorney at the firm today for free to find out more. You have nothing to lose but points on your license and increased insurance premiums.

The cost of a traffic lawyer varies from case to case and attorney to attorney. For complex cases like reckless driving or incidents that involve crashes, you can expect to pay a higher rate. These cases often require additional research and preparation time for the court, which increases the costs. Similarly, you’ll likely pay more for an attorney who has years of experience representing clients in traffic violation cases.
Whether a traffic ticket impacts your insurance ultimately comes down to your policy and the infraction you’ve been cited for. If your ticket comes with points on your license, you can often expect to see your insurance rates go up for anywhere from three to five years. However, your insurance company may implement its own policies, choosing to lower the impact of a violation on your rates.
To get a traffic ticket dismissed, you’ll have to show legal or factual issues with the charge. Common methods include proving incorrect speed readings, faulty equipment, or officer error. You can also ask the court to allow you to take a defensive driving course in exchange for dismissing the case. Work with an experienced Shelby traffic violations attorney to help you challenge the violation and represent you in court.
While you do not legally need a lawyer to challenge a traffic offense, your chances of succeeding in court are better when you have an experienced attorney by your side. You have the right to represent yourself, but the court won’t go easy on you if you’re unfamiliar with traffic violation laws or don’t know how to access or assess certain evidence. Your attorney can help you build a solid defense and explore all legal options for dismissal or reduction.
We offer a free consultation so that you can understand your options and how contesting a ticket, rather than paying it, may be better for you. You will speak directly to the attorney handling your DWI case. Unlike most other firms in Shelby NC, and the rest of Cleveland County, we never delegate client consultations to support staff. We work hard to make our clients feel supported and seen.
As professional attorneys invested in this community and the firm, we value the personal relationships that we have with our clients. Let us show you the difference we can make. Call attorney David Schweppe today at 704-487-7204, or submit the facts and circumstances of your case directly to attorney Schweppe by using our website connection email.
Zero % Interest Payment Plans Available. As well as Military, First Responders, Government Worker’s and Educator’s Discounts Available.
When family, estate planning, business, or traffic-related legal matters arise, having an experienced local attorney can make a significant difference in protecting your rights and achieving your goals. The Schweppe Law Firm proudly serves individuals, families, and businesses throughout Shelby and the surrounding Cleveland County communities with trusted legal guidance and personalized representation.
For generations, The Schweppe Law Firm has helped clients navigate important life decisions and legal challenges with practical solutions tailored to their unique circumstances. Whether you need assistance with family law matters, estate planning, child custody concerns, traffic violations, or business-related legal issues, our team is committed to providing responsive counsel and effective advocacy every step of the way.
Based in Shelby, our firm understands the needs of the local community and takes pride in delivering dependable legal services backed by extensive experience and a client-focused approach. We are dedicated to helping clients protect their families, assets, businesses, and futures with confidence.